/* WikiFinance (wikifinance.pro) — финансовая грамотность */

.callout {
  margin: 1.5em 0;
  padding: 18px 20px;
  border-radius: 14px;
  background: #fffbeb;
  border: 1px solid #fde68a;
}
.callout strong { display: block; margin-bottom: 6px; color: #92400e; }
.callout p { margin: 0; font-size: 0.9375rem; color: #78350f; }

:root {
  --bg: #eef1f7;
  --surface: #ffffff;
  --ink: #0a0e17;
  --muted: #5c6578;
  --line: #e2e7f0;
  --teal: #14b8a6;
  --teal-d: #0d9488;
  --teal-glow: rgba(20, 184, 166, 0.45);
  --partner: #00b37a;
  --partner-d: #009266;
  --blue: #3b82f6;
  --hero-bg: #06080f;
  --font: "Manrope", system-ui, sans-serif;
  --r: 18px;
  --r-lg: 28px;
  --shadow: 0 20px 50px rgba(10, 14, 23, 0.08);
  --shadow-lg: 0 28px 70px rgba(6, 8, 15, 0.35);
  --container: min(1180px, calc(100% - 32px));
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}

img, svg { display: block; max-width: 100%; }
a { color: var(--teal-d); }
.container { width: var(--container); margin-inline: auto; }

.skip-link {
  position: absolute; left: -9999px; z-index: 9999;
  padding: 8px 16px; background: var(--teal); color: #fff;
}
.skip-link:focus { left: 16px; top: 16px; }

/* ── Header ── */
.site-header {
  position: sticky; top: 0; z-index: 200;
  background: rgba(6, 8, 15, 0.88);
  backdrop-filter: blur(18px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}

.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  width: var(--container); min-height: 70px; margin-inline: auto;
  gap: 12px;
}

.logo {
  display: inline-flex; align-items: center; gap: 10px;
  text-decoration: none; color: #fff;
}
.logo:hover { text-decoration: none; }
.logo-mark {
  width: 38px; height: 38px; border-radius: 12px;
  background: linear-gradient(135deg, var(--teal), #0891b2);
  display: grid; place-items: center;
  font-size: 0.65rem; font-weight: 800; letter-spacing: 0.02em;
  box-shadow: 0 8px 24px var(--teal-glow);
}
.logo-text { display: flex; flex-direction: column; line-height: 1.1; }
.logo-text strong { font-size: 1.05rem; letter-spacing: -0.03em; }
.logo-text small { font-size: 0.68rem; color: rgba(255,255,255,0.45); font-weight: 600; }

.nav-desktop {
  display: flex; align-items: center; gap: 4px;
  padding: 4px;
  border: 1px solid rgba(255,255,255,0.06);
  border-radius: 999px;
  background: rgba(255,255,255,0.03);
}
.nav-desktop a {
  padding: 8px 14px;
  color: rgba(255,255,255,0.58);
  font-size: 0.8125rem; font-weight: 700;
  text-decoration: none; border-radius: 999px;
  transition: color 0.2s, background 0.2s;
}
.nav-desktop a:hover,
.nav-desktop a.is-active {
  color: #fff;
  background: rgba(255,255,255,0.1);
  text-decoration: none;
}

.header-cta {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 11px 18px;
  background: linear-gradient(135deg, var(--partner), var(--teal-d));
  color: #fff !important;
  font-size: 0.8125rem; font-weight: 800;
  border-radius: 999px;
  text-decoration: none !important;
  box-shadow: 0 10px 28px rgba(0, 179, 122, 0.35);
  white-space: nowrap;
}
.header-cta:hover { filter: brightness(1.06); text-decoration: none !important; }

.nav-toggle {
  display: none;
  width: 44px; height: 44px;
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 12px; background: transparent; cursor: pointer;
}
.nav-toggle span {
  display: block; width: 18px; height: 2px; margin: 5px auto; background: #fff;
}

.mobile-nav {
  background: var(--hero-bg);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  padding: 12px 16px 20px;
}
.mobile-nav[hidden] { display: none; }
.mobile-nav nav { display: flex; flex-direction: column; gap: 4px; }
.mobile-nav a {
  color: #fff; font-weight: 700; text-decoration: none; padding: 12px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}

/* ── Hero ── */
.hero {
  position: relative;
  padding: 48px 0 56px;
  background: var(--hero-bg);
  color: #fff;
  overflow: hidden;
}

.hero-aurora {
  position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(ellipse 70% 55% at 15% -10%, rgba(20, 184, 166, 0.35), transparent 60%),
    radial-gradient(ellipse 50% 45% at 85% 20%, rgba(59, 130, 246, 0.2), transparent 55%),
    radial-gradient(ellipse 40% 30% at 50% 100%, rgba(0, 179, 122, 0.12), transparent 50%);
}

.hero-noise {
  position: absolute; inset: 0; opacity: 0.04; pointer-events: none;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

.hero-grid {
  position: relative; z-index: 1;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 40px;
  align-items: center;
}

.kicker {
  display: inline-flex; align-items: center; gap: 8px;
  margin: 0 0 14px;
  padding: 6px 12px 6px 8px;
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 999px;
  background: rgba(255,255,255,0.04);
  font-size: 0.75rem; font-weight: 800;
  color: rgba(255,255,255,0.7);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.kicker-dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--teal);
  box-shadow: 0 0 14px var(--teal-glow);
}

.hero h1 {
  margin: 0 0 16px;
  font-size: clamp(2rem, 4.5vw, 3rem);
  line-height: 1.08;
  letter-spacing: -0.035em;
}
.hero h1 em {
  font-style: normal;
  background: linear-gradient(90deg, #5eead4, #6ee7b7);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.hero-lead {
  margin: 0 0 22px;
  max-width: 46ch;
  color: rgba(255,255,255,0.72);
  font-size: 1.0625rem;
}

.hero-chips { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 26px; }
.hero-chips span {
  padding: 7px 13px;
  border-radius: 999px;
  font-size: 0.8125rem; font-weight: 700;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  color: rgba(255,255,255,0.88);
}

.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }

/* ── Hero showcase (главная) ── */
.hero-showcase {
  position: relative;
  min-height: clamp(420px, 72vh, 560px);
  padding: 56px 0 72px;
  background: #030508;
  color: #fff;
  overflow: hidden;
}

.hero-showcase__mesh {
  position: absolute; inset: -40%;
  background:
    conic-gradient(from 120deg at 50% 50%, transparent 0deg, rgba(20, 184, 166, 0.15) 60deg, transparent 120deg, rgba(59, 130, 246, 0.12) 200deg, transparent 280deg);
  animation: mesh-spin 28s linear infinite;
  opacity: 0.9;
}
@keyframes mesh-spin {
  to { transform: rotate(360deg); }
}

.hero-showcase__glow {
  position: absolute;
  width: 60vw; height: 60vw;
  border-radius: 50%;
  filter: blur(80px);
  pointer-events: none;
}
.hero-showcase__glow--a { top: -20%; left: -10%; background: rgba(20, 184, 166, 0.35); animation: glow-drift 8s ease-in-out infinite; }
.hero-showcase__glow--b { bottom: -30%; right: -15%; background: rgba(59, 130, 246, 0.28); animation: glow-drift 10s ease-in-out infinite reverse; }
@keyframes glow-drift {
  0%, 100% { transform: translate(0, 0) scale(1); }
  50% { transform: translate(30px, -20px) scale(1.08); }
}

.hero-showcase__ticker {
  position: absolute;
  top: 0; left: 0; right: 0;
  padding: 10px 0;
  background: rgba(0, 0, 0, 0.45);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  overflow: hidden;
  z-index: 2;
}
.hero-showcase__ticker-track {
  display: flex;
  gap: 48px;
  width: max-content;
  animation: ticker-scroll 35s linear infinite;
  font-size: 0.75rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.55);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.hero-showcase__ticker-track span { white-space: nowrap; }
.hero-showcase__ticker-track em {
  font-style: normal;
  color: #5eead4;
  margin-left: 8px;
}
@keyframes ticker-scroll {
  to { transform: translateX(-50%); }
}

.hero-showcase__inner {
  position: relative;
  z-index: 3;
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  gap: 32px 48px;
  align-items: center;
  padding-top: 36px;
}

.hero-showcase__copy h1 {
  margin: 0 0 12px;
  font-size: clamp(2.25rem, 5vw, 3.5rem);
  line-height: 1.05;
  letter-spacing: -0.04em;
}
.hero-showcase__copy h1 span {
  display: block;
  background: linear-gradient(100deg, #5eead4 0%, #93c5fd 45%, #6ee7b7 100%);
  background-size: 200% auto;
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  animation: headline-shine 6s ease-in-out infinite;
}
@keyframes headline-shine {
  0%, 100% { background-position: 0% center; }
  50% { background-position: 100% center; }
}

.hero-showcase__lead {
  margin: 0 0 24px;
  max-width: 38ch;
  font-size: 1.0625rem;
  color: rgba(255, 255, 255, 0.72);
  line-height: 1.55;
}

.hero-showcase__cta {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 22px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--teal), #0891b2);
  color: #fff;
  font-weight: 800;
  font-size: 0.9375rem;
  text-decoration: none;
  box-shadow: 0 16px 40px var(--teal-glow);
  transition: transform 0.2s, box-shadow 0.2s;
}
.hero-showcase__cta:hover {
  transform: translateY(-2px);
  text-decoration: none;
  box-shadow: 0 20px 48px rgba(20, 184, 166, 0.55);
}

.hero-showcase__stage {
  position: relative;
  min-height: 340px;
  perspective: 900px;
}

.hero-float {
  position: absolute;
  border-radius: 20px;
  border: 1px solid rgba(255, 255, 255, 0.14);
  backdrop-filter: blur(12px);
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.45);
  animation: float-panel 7s ease-in-out infinite;
}

.hero-float--chart {
  left: 0; top: 8%;
  width: 58%;
  padding: 18px;
  background: linear-gradient(160deg, rgba(15, 23, 42, 0.92), rgba(15, 118, 110, 0.35));
  animation-delay: 0s;
}
.hero-float--chart svg { width: 100%; height: auto; display: block; }
.hero-float--chart .hero-float__line {
  fill: none;
  stroke: url(#heroLineGrad);
  stroke-width: 3;
  stroke-linecap: round;
  stroke-dasharray: 320;
  animation: chart-draw-hero 5s ease-in-out infinite alternate;
}
@keyframes chart-draw-hero {
  from { stroke-dashoffset: 320; }
  to { stroke-dashoffset: 0; }
}

.hero-float--card {
  right: 0; top: 0;
  width: 52%;
  padding: 20px 22px;
  background: linear-gradient(145deg, rgba(59, 130, 246, 0.5), rgba(30, 64, 175, 0.85));
  animation-delay: 1.2s;
}
.hero-float--card strong { display: block; font-size: 0.7rem; opacity: 0.75; margin-bottom: 8px; letter-spacing: 0.1em; }
.hero-float--card b { font-size: 1.75rem; letter-spacing: 0.08em; }
.hero-float--card span { display: block; margin-top: 12px; font-size: 0.8rem; opacity: 0.85; }

.hero-float--shield {
  left: 18%; bottom: 0;
  width: 48%;
  padding: 16px 20px;
  background: linear-gradient(135deg, rgba(34, 197, 94, 0.25), rgba(6, 78, 59, 0.75));
  display: flex; align-items: center; gap: 14px;
  animation-delay: 2.4s;
}
.hero-float--shield .hero-float__icon {
  width: 44px; height: 44px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.15);
  display: grid; place-items: center;
  font-size: 1.25rem;
}
.hero-float--shield p { margin: 0; font-size: 0.875rem; font-weight: 700; line-height: 1.35; }

@keyframes float-panel {
  0%, 100% { transform: translateY(0) rotateX(2deg) rotateY(-3deg); }
  50% { transform: translateY(-14px) rotateX(-2deg) rotateY(4deg); }
}

.hero-showcase__orbit {
  position: absolute;
  inset: -20px;
  pointer-events: none;
}
.hero-showcase__orbit i {
  position: absolute;
  width: 10px; height: 10px;
  border-radius: 50%;
  background: #5eead4;
  box-shadow: 0 0 20px #5eead4;
  animation: orbit-dot 12s linear infinite;
}
.hero-showcase__orbit i:nth-child(1) { top: 20%; left: 10%; animation-duration: 14s; }
.hero-showcase__orbit i:nth-child(2) { top: 60%; right: 8%; background: #93c5fd; box-shadow: 0 0 20px #93c5fd; animation-duration: 18s; animation-delay: -4s; }
.hero-showcase__orbit i:nth-child(3) { bottom: 15%; left: 45%; animation-duration: 10s; animation-delay: -2s; }
@keyframes orbit-dot {
  0% { transform: translate(0, 0) scale(1); opacity: 1; }
  50% { transform: translate(24px, -30px) scale(1.4); opacity: 0.6; }
  100% { transform: translate(0, 0) scale(1); opacity: 1; }
}

@media (prefers-reduced-motion: reduce) {
  .hero-showcase__mesh,
  .hero-showcase__ticker-track,
  .hero-float,
  .hero-showcase__glow,
  .hero-showcase__orbit i,
  .hero-showcase__copy h1 span,
  .hero-float--chart .hero-float__line { animation: none; }
}

/* Блог-сетка (как fintech portal) */
.blog-filters {
  display: flex; flex-wrap: wrap; gap: 8px;
  margin-bottom: 28px;
}
.blog-filters button {
  padding: 10px 18px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: var(--surface);
  font-family: inherit;
  font-size: 0.8125rem;
  font-weight: 800;
  color: var(--muted);
  cursor: pointer;
  transition: background 0.2s, color 0.2s, border-color 0.2s;
}
.blog-filters button:hover,
.blog-filters button.is-active {
  background: #0a0e17;
  color: #fff;
  border-color: #0a0e17;
}

.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.blog-card {
  display: flex;
  flex-direction: column;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: transform 0.3s, box-shadow 0.3s;
}
.blog-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 28px 56px rgba(10, 14, 23, 0.12);
}
.blog-card[hidden] { display: none; }

.blog-card__link {
  display: flex;
  flex-direction: column;
  flex: 1;
  text-decoration: none;
  color: inherit;
}
.blog-card__link:hover { text-decoration: none; }

.blog-card__media {
  position: relative;
  aspect-ratio: 16 / 9;
  overflow: hidden;
  background: var(--bg);
}
.blog-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}
.blog-card:hover .blog-card__media img { transform: scale(1.04); }

.blog-card__tag {
  position: absolute;
  top: 14px; left: 14px;
  padding: 6px 12px;
  border-radius: 999px;
  font-size: 0.6875rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  background: rgba(6, 8, 15, 0.72);
  color: #fff;
  backdrop-filter: blur(8px);
}
.blog-card__tag--sell { background: rgba(13, 148, 136, 0.85); }
.blog-card__tag--pay { background: rgba(2, 132, 199, 0.85); }
.blog-card__tag--safe { background: rgba(71, 85, 105, 0.9); }

.blog-card__body {
  display: flex;
  flex-direction: column;
  flex: 1;
  padding: 22px 22px 20px;
}
.blog-card__body h3 {
  margin: 0 0 10px;
  font-size: 1.125rem;
  line-height: 1.3;
  letter-spacing: -0.02em;
  color: var(--ink);
  transition: color 0.2s;
}
.blog-card:hover .blog-card__body h3 { color: var(--teal-d); }

.blog-card__excerpt {
  margin: 0;
  flex: 1;
  font-size: 0.9375rem;
  line-height: 1.55;
  color: var(--muted);
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.blog-card__meta {
  margin-top: 18px;
  padding-top: 16px;
  border-top: 1px solid var(--line);
  font-size: 0.8125rem;
  font-weight: 800;
  color: var(--teal-d);
}

.blog-section { padding: 48px 0 64px; background: var(--bg); }
.blog-section .section-head { margin-bottom: 8px; }

/* Hero — минимальный текст + финансовая сцена (legacy) */
.hero--home .hero-grid { grid-template-columns: 1fr 1.05fr; align-items: center; }
.hero--home h1 { font-size: clamp(1.85rem, 4vw, 2.65rem); max-width: 14ch; }
.hero--home .hero-lead { font-size: 1rem; max-width: 36ch; margin-bottom: 0; }
.hero--home .hero-copy { display: flex; flex-direction: column; gap: 12px; }

.finance-scene {
  position: relative;
  aspect-ratio: 1.05;
  max-width: 440px;
  margin-inline: auto;
  border-radius: var(--r-lg);
  background: linear-gradient(145deg, rgba(255,255,255,0.08), rgba(255,255,255,0.02));
  border: 1px solid rgba(255,255,255,0.12);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.finance-scene__grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px);
  background-size: 28px 28px;
  opacity: 0.6;
}

.finance-scene__chart {
  position: absolute;
  left: 8%; right: 8%; bottom: 18%; height: 42%;
}

.finance-scene__chart svg {
  width: 100%; height: 100%;
  overflow: visible;
}

.finance-scene__line {
  fill: none;
  stroke: url(#chartGrad);
  stroke-width: 3;
  stroke-linecap: round;
  stroke-dasharray: 400;
  stroke-dashoffset: 400;
  animation: chart-draw 4s ease-in-out infinite alternate;
}

.finance-scene__area {
  fill: url(#areaGrad);
  opacity: 0.35;
  animation: area-pulse 5s ease-in-out infinite;
}

@keyframes chart-draw {
  to { stroke-dashoffset: 0; }
}
@keyframes area-pulse {
  0%, 100% { opacity: 0.25; }
  50% { opacity: 0.45; }
}

.finance-scene__bar {
  position: absolute;
  bottom: 22%;
  width: 10%;
  border-radius: 6px 6px 2px 2px;
  background: linear-gradient(180deg, var(--teal), rgba(20, 184, 166, 0.2));
  animation: bar-grow 3s ease-in-out infinite;
}
.finance-scene__bar--1 { left: 14%; height: 28%; animation-delay: 0s; }
.finance-scene__bar--2 { left: 28%; height: 42%; animation-delay: 0.4s; }
.finance-scene__bar--3 { left: 42%; height: 35%; animation-delay: 0.8s; }
.finance-scene__bar--4 { left: 56%; height: 52%; animation-delay: 1.2s; }
.finance-scene__bar--5 { left: 70%; height: 38%; animation-delay: 1.6s; }

@keyframes bar-grow {
  0%, 100% { transform: scaleY(0.85); opacity: 0.7; }
  50% { transform: scaleY(1); opacity: 1; }
}

.finance-scene__coin {
  position: absolute;
  width: 52px; height: 52px;
  border-radius: 50%;
  display: grid; place-items: center;
  font-size: 0.7rem; font-weight: 800;
  color: #fff;
  box-shadow: 0 12px 28px rgba(0,0,0,0.35);
  animation: coin-float 6s ease-in-out infinite;
}
.finance-scene__coin--rub {
  top: 14%; left: 12%;
  background: linear-gradient(135deg, #22c55e, #15803d);
  animation-delay: 0s;
}
.finance-scene__coin--usdt {
  top: 22%; right: 14%;
  background: linear-gradient(135deg, #14b8a6, #0f766e);
  animation-delay: 1.2s;
}
.finance-scene__coin--card {
  bottom: 28%; right: 10%;
  width: 88px; height: 56px;
  border-radius: 10px;
  font-size: 0.65rem;
  background: linear-gradient(135deg, #3b82f6, #1d4ed8);
  animation-delay: 2s;
}

@keyframes coin-float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

.finance-scene__pulse {
  position: absolute;
  top: 50%; left: 50%;
  width: 120px; height: 120px;
  margin: -60px 0 0 -60px;
  border-radius: 50%;
  border: 2px solid rgba(20, 184, 166, 0.35);
  animation: ring-pulse 3s ease-out infinite;
}
@keyframes ring-pulse {
  0% { transform: scale(0.6); opacity: 0.8; }
  100% { transform: scale(1.4); opacity: 0; }
}

/* Рубрикатор вместо stats */
.rubric-section {
  position: relative; z-index: 1;
  margin-top: -24px;
  padding-bottom: 8px;
}
.rubric-block {
  padding: 28px 26px 22px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  box-shadow: var(--shadow);
  margin-bottom: 16px;
}
.rubric-block:last-child { margin-bottom: 0; }
.rubric-block__head {
  display: flex; align-items: baseline; justify-content: space-between;
  gap: 12px; flex-wrap: wrap;
  margin-bottom: 16px;
}
.rubric-block__head h2 {
  margin: 0;
  font-size: 1.125rem;
  letter-spacing: -0.02em;
}
.rubric-block__head span {
  font-size: 0.8125rem;
  font-weight: 700;
  color: var(--muted);
}
.rubric-list {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: 10px;
  list-style: none;
  margin: 0;
  padding: 0;
}
.rubric-list a {
  display: flex; align-items: center; justify-content: space-between; gap: 10px;
  padding: 14px 16px;
  border-radius: 14px;
  background: var(--bg);
  border: 1px solid var(--line);
  text-decoration: none;
  color: var(--ink);
  font-weight: 700;
  font-size: 0.9rem;
  transition: border-color 0.2s, background 0.2s, transform 0.2s;
}
.rubric-list a:hover {
  border-color: rgba(20, 184, 166, 0.4);
  background: #f0fdfa;
  transform: translateY(-1px);
  text-decoration: none;
}
.rubric-list a::after {
  content: "→";
  color: var(--teal-d);
  font-weight: 800;
}

/* Конец статьи — сравнение + баннер (LegalCrypto только здесь) */
.article-end { margin-top: 2.5em; display: flex; flex-direction: column; gap: 20px; }
.compare-mini {
  padding: 22px;
  border-radius: var(--r);
  background: var(--bg);
  border: 1px solid var(--line);
}
.compare-mini h3 { margin: 0 0 14px; font-size: 1.05rem; }
.compare-mini table { width: 100%; font-size: 0.875rem; border-collapse: collapse; }
.compare-mini th, .compare-mini td {
  padding: 10px 12px;
  text-align: left;
  border-bottom: 1px solid var(--line);
}
.compare-mini th { font-weight: 800; background: #f8fafc; }
.compare-mini tr:last-child td { border-bottom: none; }
.compare-mini .ok { color: var(--teal-d); font-weight: 800; }
.compare-mini .bad { color: #b45309; }

/* CTA в конце статьи — вне цветов .prose */
.prose .article-end { margin-top: 2.5em; padding-top: 0; }

.cta-promo {
  position: relative;
  margin: 0;
  padding: 0;
  border-radius: calc(var(--r-lg) + 4px);
  overflow: hidden;
  background: linear-gradient(145deg, #061018 0%, #0f2847 42%, #0d4a42 100%);
  border: 1px solid rgba(94, 234, 212, 0.35);
  box-shadow:
    0 4px 0 rgba(20, 184, 166, 0.15),
    0 28px 56px rgba(6, 8, 15, 0.28),
    inset 0 1px 0 rgba(255, 255, 255, 0.08);
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}
.cta-promo:hover {
  transform: translateY(-3px);
  border-color: rgba(94, 234, 212, 0.55);
  box-shadow:
    0 6px 0 rgba(20, 184, 166, 0.2),
    0 36px 64px rgba(20, 184, 166, 0.18);
}

.cta-promo__shine {
  position: absolute;
  inset: -50% -20%;
  background: conic-gradient(from 200deg, transparent, rgba(94, 234, 212, 0.12), transparent 40%);
  animation: cta-shine 8s linear infinite;
  pointer-events: none;
}
@keyframes cta-shine {
  to { transform: rotate(360deg); }
}

.cta-promo__content {
  position: relative;
  z-index: 1;
  padding: 28px 28px 26px;
  color: #fff;
}

.prose .cta-promo__badge {
  display: inline-block;
  margin: 0 0 14px;
  padding: 6px 12px;
  border-radius: 999px;
  font-size: 0.6875rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #ccfbf1;
  background: rgba(20, 184, 166, 0.25);
  border: 1px solid rgba(94, 234, 212, 0.35);
}

.prose .cta-promo__title {
  margin: 0 0 10px;
  font-size: clamp(1.2rem, 2.5vw, 1.45rem);
  line-height: 1.25;
  letter-spacing: -0.03em;
  color: #fff !important;
}

.prose .cta-promo__lead {
  margin: 0 0 18px;
  font-size: 0.9375rem;
  line-height: 1.55;
  color: rgba(255, 255, 255, 0.82) !important;
  max-width: 56ch;
}

.prose .cta-promo__lead strong {
  color: #6ee7b7 !important;
  font-weight: 800;
}

.cta-promo__perks {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 10px;
  margin: 0 0 22px;
  padding: 0;
  list-style: none;
}
.prose .cta-promo__perks li {
  margin: 0;
  padding: 8px 12px;
  border-radius: 10px;
  font-size: 0.8125rem;
  font-weight: 700;
  color: #e0f2fe !important;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.1);
}
.prose .cta-promo__perks li::before {
  content: "✓ ";
  color: #5eead4;
}

.cta-promo__action {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  width: 100%;
  padding: 16px 20px;
  border-radius: 14px;
  background: linear-gradient(135deg, #00b37a 0%, #14b8a6 50%, #0891b2 100%);
  background-size: 200% auto;
  color: #fff !important;
  font-weight: 800;
  font-size: 1rem;
  text-decoration: none !important;
  box-shadow: 0 14px 32px rgba(0, 179, 122, 0.45);
  transition: background-position 0.35s, transform 0.2s, box-shadow 0.2s;
}
.cta-promo__action:hover {
  background-position: 100% center;
  transform: scale(1.02);
  box-shadow: 0 18px 40px rgba(20, 184, 166, 0.5);
  text-decoration: none !important;
  color: #fff !important;
}

.cta-promo__action-text { flex: 1; text-align: left; }

.cta-promo__action-icon {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.2);
  display: grid;
  place-items: center;
  font-size: 1.25rem;
  transition: transform 0.2s;
}
.cta-promo__action:hover .cta-promo__action-icon { transform: translateX(4px); }

.prose .cta-promo__fine {
  margin: 14px 0 0;
  font-size: 0.75rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.45) !important;
  text-align: center;
}

@media (prefers-reduced-motion: reduce) {
  .cta-promo__shine { animation: none; }
  .cta-promo:hover { transform: none; }
}

.risk-list {
  margin: 0 0 1em;
  padding: 0;
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.risk-list li {
  padding: 14px 16px;
  border-radius: 12px;
  background: #fff7ed;
  border: 1px solid #fed7aa;
  font-size: 0.9375rem;
}
.risk-list strong { color: #9a3412; }

/* Hero visual — справочник / «вики» (legacy) */
.hero-visual {
  position: relative;
  padding: 0;
  border-radius: var(--r-lg);
  background: transparent;
  border: none;
  box-shadow: none;
  backdrop-filter: none;
}

.hero-visual--wiki { max-width: 420px; margin-inline: auto; }

.wiki-panel {
  padding: 22px;
  border-radius: var(--r-lg);
  background: linear-gradient(160deg, #f8fafc 0%, #eef2f7 100%);
  border: 1px solid rgba(255, 255, 255, 0.35);
  box-shadow: var(--shadow-lg), 0 0 0 1px rgba(0, 0, 0, 0.04);
  color: var(--ink);
}

.wiki-panel__top {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
}

.wiki-panel__logo {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  display: grid;
  place-items: center;
  font-size: 1rem;
  font-weight: 800;
  color: #fff;
  background: linear-gradient(135deg, var(--teal), #0891b2);
}

.wiki-panel__title {
  font-size: 0.875rem;
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--ink);
}

.wiki-panel__search {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 11px 14px;
  margin-bottom: 12px;
  border-radius: 12px;
  background: #fff;
  border: 1px solid var(--line);
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--muted);
}

.wiki-panel__search-icon {
  width: 16px;
  height: 16px;
  border: 2px solid var(--muted);
  border-radius: 50%;
  position: relative;
  flex-shrink: 0;
  opacity: 0.55;
}

.wiki-panel__search-icon::after {
  content: "";
  position: absolute;
  width: 6px;
  height: 2px;
  background: var(--muted);
  right: -5px;
  bottom: -1px;
  transform: rotate(45deg);
  border-radius: 1px;
}

.wiki-panel__tags {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 16px;
}

.wiki-panel__tags span {
  padding: 5px 10px;
  border-radius: 999px;
  font-size: 0.6875rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  background: rgba(20, 184, 166, 0.12);
  color: var(--teal-d);
  border: 1px solid rgba(20, 184, 166, 0.2);
}

.wiki-panel__articles {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.wiki-article {
  padding: 12px 14px;
  border-radius: 12px;
  background: #fff;
  border: 1px solid var(--line);
}

.wiki-article--muted {
  opacity: 0.72;
  transform: scale(0.98);
  transform-origin: top center;
}

.wiki-article h4 {
  margin: 0 0 8px;
  font-size: 0.8125rem;
  font-weight: 800;
  color: var(--ink);
}

.wiki-article__lines {
  display: flex;
  flex-direction: column;
  gap: 5px;
}

.wiki-article__lines span {
  display: block;
  height: 6px;
  border-radius: 4px;
  background: linear-gradient(90deg, #e2e8f0, #f1f5f9);
}

.wiki-article__lines span:first-child { width: 92%; }
.wiki-article__lines span:nth-child(2) { width: 78%; }
.wiki-article__lines span:nth-child(3) { width: 55%; }

.wiki-panel__note {
  margin: 14px 0 0;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--muted);
  text-align: center;
}

.flow-card {
  display: flex; flex-direction: column; gap: 14px;
}

.flow-step {
  display: flex; align-items: center; gap: 14px;
  padding: 14px 16px;
  border-radius: 14px;
  background: rgba(6, 8, 15, 0.55);
  border: 1px solid rgba(255,255,255,0.08);
}

.flow-icon {
  flex-shrink: 0;
  width: 44px; height: 44px;
  border-radius: 12px;
  display: grid; place-items: center;
  font-size: 0.7rem; font-weight: 800;
}
.flow-icon--usdt { background: rgba(20, 184, 166, 0.25); color: #5eead4; }
.flow-icon--rub { background: rgba(0, 179, 122, 0.25); color: #6ee7b7; }
.flow-icon--doc { background: rgba(59, 130, 246, 0.25); color: #93c5fd; }

.flow-step strong { display: block; font-size: 0.9375rem; margin-bottom: 2px; }
.flow-step span { font-size: 0.8125rem; color: rgba(255,255,255,0.55); }

.flow-arrow {
  text-align: center;
  color: rgba(255,255,255,0.35);
  font-size: 1.25rem;
  line-height: 1;
}

.hero-visual-badge {
  position: absolute;
  top: -10px; right: -6px;
  padding: 8px 12px;
  border-radius: 12px;
  background: var(--partner);
  color: #fff;
  font-size: 0.75rem; font-weight: 800;
  box-shadow: 0 8px 20px rgba(0, 179, 122, 0.4);
}

/* Stats strip */
.stats-strip {
  position: relative; z-index: 1;
  margin-top: -28px;
  padding-bottom: 8px;
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  padding: 20px 22px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  box-shadow: var(--shadow);
}
.stat b {
  display: block;
  font-size: 1.35rem;
  letter-spacing: -0.03em;
  color: var(--ink);
}
.stat span {
  font-size: 0.8125rem;
  color: var(--muted);
  font-weight: 600;
}

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 50px; padding: 0 24px;
  font-weight: 800; font-size: 0.9375rem;
  border-radius: 14px;
  text-decoration: none !important;
  border: none;
  cursor: pointer;
  font-family: inherit;
  transition: transform 0.2s, filter 0.2s, box-shadow 0.2s;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary {
  background: linear-gradient(135deg, var(--teal), #0891b2);
  color: #fff;
  box-shadow: 0 12px 32px var(--teal-glow);
}
.btn-partner {
  background: linear-gradient(135deg, var(--partner), var(--teal-d));
  color: #fff;
  box-shadow: 0 12px 32px rgba(0, 179, 122, 0.35);
}
.btn-ghost {
  background: rgba(255,255,255,0.08);
  color: #fff;
  border: 1px solid rgba(255,255,255,0.18);
}
.btn-soft {
  background: #f0fdfa;
  color: var(--teal-d);
  border: 1px solid rgba(20, 184, 166, 0.25);
}
.btn-light {
  background: var(--surface);
  color: var(--ink);
  border: 1px solid var(--line);
}

/* Sections */
.section { padding: 56px 0; }
.section--alt { background: var(--surface); border-block: 1px solid var(--line); }
.section--tight { padding-top: 24px; }

.section-head {
  margin-bottom: 32px;
  max-width: 58ch;
}
.section-kicker {
  margin: 0 0 8px;
  font-size: 0.75rem; font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--teal-d);
}
.section-title {
  margin: 0 0 10px;
  font-size: clamp(1.5rem, 3vw, 2rem);
  letter-spacing: -0.03em;
}
.section-lead { margin: 0; color: var(--muted); }

/* Guide cards */
.guide-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.guide-card {
  position: relative;
  display: flex; flex-direction: column;
  padding: 26px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  box-shadow: var(--shadow);
  text-decoration: none;
  color: inherit;
  transition: transform 0.25s, border-color 0.25s, box-shadow 0.25s;
  overflow: hidden;
}
.guide-card:hover {
  transform: translateY(-4px);
  border-color: rgba(20, 184, 166, 0.35);
  box-shadow: 0 24px 48px rgba(20, 184, 166, 0.12);
  text-decoration: none;
}
.guide-card__icon {
  width: 48px; height: 48px;
  margin-bottom: 18px;
  border-radius: 14px;
  display: grid; place-items: center;
  font-size: 1.35rem;
}
.guide-card__icon--buy { background: #ecfdf5; }
.guide-card__icon--out { background: #eff6ff; }
.guide-card__icon--cmp { background: #f0fdfa; }
.guide-card h3 { margin: 0 0 8px; font-size: 1.2rem; letter-spacing: -0.02em; }
.guide-card p { margin: 0; flex: 1; color: var(--muted); font-size: 0.9375rem; }
.guide-card__link {
  margin-top: 18px;
  font-weight: 800;
  font-size: 0.875rem;
  color: var(--teal-d);
}
.guide-card__glow {
  position: absolute;
  width: 120px; height: 120px;
  right: -40px; top: -40px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(20,184,166,0.15), transparent 70%);
  pointer-events: none;
}

/* Format cards */
.format-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.format-card {
  padding: 22px;
  border-radius: var(--r);
  background: var(--bg);
  border: 1px solid var(--line);
}
.format-card--featured {
  background: linear-gradient(160deg, #f0fdfa, #ecfdf5);
  border-color: rgba(20, 184, 166, 0.3);
}
.format-card__tag {
  display: inline-block;
  margin-bottom: 10px;
  padding: 4px 10px;
  border-radius: 999px;
  font-size: 0.7rem; font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  background: rgba(20, 184, 166, 0.15);
  color: var(--teal-d);
}
.format-card h3 { margin: 0 0 8px; font-size: 1.0625rem; }
.format-card p { margin: 0 0 14px; font-size: 0.875rem; color: var(--muted); }
.format-card .price { font-weight: 800; font-size: 1rem; }

/* Content layout */
.content-layout {
  display: grid;
  grid-template-columns: 240px 1fr;
  gap: 28px;
  align-items: start;
}

.toc {
  position: sticky; top: 90px;
  padding: 20px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--r);
}
.toc h2 {
  margin: 0 0 12px;
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--muted);
}
.toc a {
  display: block;
  padding: 8px 0;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--muted);
  text-decoration: none;
  border-bottom: 1px solid var(--line);
}
.toc a:hover { color: var(--teal-d); }

.prose {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: 36px 40px;
  box-shadow: var(--shadow);
}
.prose h2 {
  margin: 2.2em 0 0.8em;
  font-size: 1.35rem;
  letter-spacing: -0.02em;
  scroll-margin-top: 90px;
}
.prose h2:first-child { margin-top: 0; }
.prose p { margin: 0 0 1em; color: var(--ink); }
.prose ul { margin: 0 0 1em; padding-left: 1.2em; }
.prose li { margin-bottom: 0.4em; }

.compare-table {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  font-size: 0.9rem;
  margin: 1.2em 0 1.6em;
  border-radius: 14px;
  overflow: hidden;
  border: 1px solid var(--line);
}
.compare-table th,
.compare-table td { padding: 14px 16px; text-align: left; border-bottom: 1px solid var(--line); }
.compare-table th { background: #f8fafc; font-weight: 800; }
.compare-table tr:last-child td { border-bottom: none; }
.compare-table tr.highlight td { background: #f0fdfa; }

.steps {
  list-style: none; padding: 0; margin: 0 0 1.5em;
  display: flex; flex-direction: column; gap: 14px;
}
.steps li {
  display: grid;
  grid-template-columns: 40px 1fr;
  gap: 14px;
  padding: 16px;
  background: var(--bg);
  border-radius: 14px;
  border: 1px solid var(--line);
}
.steps li::before {
  content: attr(data-step);
  width: 40px; height: 40px;
  display: grid; place-items: center;
  background: linear-gradient(135deg, var(--teal), #0891b2);
  color: #fff; font-weight: 800;
  border-radius: 12px;
  font-size: 0.875rem;
}

/* Quiz */
.quiz-panel {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: 32px;
  box-shadow: var(--shadow);
}
.quiz-progress {
  height: 6px;
  border-radius: 999px;
  background: var(--line);
  margin-bottom: 24px;
  overflow: hidden;
}
.quiz-progress__bar {
  height: 100%;
  width: 25%;
  border-radius: inherit;
  background: linear-gradient(90deg, var(--teal), var(--partner));
  transition: width 0.35s ease;
}
.quiz-step[hidden], .quiz-result[hidden] { display: none; }
.quiz legend {
  display: block;
  margin-bottom: 16px;
  font-size: 1.2rem;
  font-weight: 800;
  letter-spacing: -0.02em;
}
.quiz-options { display: grid; gap: 10px; margin-bottom: 24px; }
.quiz-options label {
  display: flex; align-items: center; gap: 12px;
  padding: 16px 18px;
  border: 2px solid var(--line);
  border-radius: 14px;
  cursor: pointer;
  font-weight: 700;
  transition: border-color 0.2s, background 0.2s;
}
.quiz-options label:has(input:checked) {
  border-color: var(--teal);
  background: #f0fdfa;
}
.quiz-options input { width: 18px; height: 18px; accent-color: var(--teal-d); }
.quiz-nav { display: flex; gap: 12px; flex-wrap: wrap; }
.quiz-result {
  padding: 24px;
  border-radius: var(--r);
  background: linear-gradient(160deg, #f0fdfa, #ecfdf5);
  border: 1px solid rgba(20, 184, 166, 0.25);
}
.quiz-result h3 { margin: 0 0 12px; font-size: 1.25rem; }
.quiz-result ul { margin: 0 0 20px; padding-left: 1.2em; color: var(--muted); }

/* CTA */
.cta-box {
  margin-top: 36px;
  padding: 36px;
  border-radius: var(--r-lg);
  background: var(--hero-bg);
  color: #fff;
  position: relative;
  overflow: hidden;
}
.cta-box::before {
  content: "";
  position: absolute; inset: 0;
  background: radial-gradient(circle at 80% 0%, rgba(20,184,166,0.3), transparent 50%);
  pointer-events: none;
}
.cta-box > * { position: relative; z-index: 1; }
.cta-box h3 { margin: 0 0 10px; font-size: 1.5rem; letter-spacing: -0.02em; }
.cta-box p { margin: 0 0 22px; color: rgba(255,255,255,0.7); max-width: 52ch; }
.cta-box .btn-row { display: flex; flex-wrap: wrap; gap: 12px; }
.cta-box .partner-note { margin: 18px 0 0; font-size: 0.8125rem; color: rgba(255,255,255,0.45); }
.cta-box a.partner-link { color: #6ee7b7; font-weight: 800; }

/* FAQ */
.faq { display: flex; flex-direction: column; gap: 10px; }
.faq details {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 4px 18px;
}
.faq summary {
  cursor: pointer; font-weight: 800;
  padding: 14px 0; list-style: none;
}
.faq summary::-webkit-details-marker { display: none; }
.faq p { margin: 0 0 16px; color: var(--muted); font-size: 0.9375rem; }

/* Partner strip */
.partner-strip {
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 20px;
  padding: 22px 26px;
  border-radius: var(--r);
  background: linear-gradient(90deg, #ecfdf5, #f0fdfa);
  border: 1px solid rgba(0, 179, 122, 0.2);
}
.partner-strip p { margin: 0; font-weight: 700; max-width: 40ch; }
.partner-badges { display: flex; gap: 10px; flex-wrap: wrap; }
.partner-badges span {
  padding: 6px 12px;
  border-radius: 10px;
  background: var(--surface);
  border: 1px solid var(--line);
  font-size: 0.75rem; font-weight: 800;
}

/* Footer */
.site-footer {
  padding: 48px 0 36px;
  background: var(--hero-bg);
  color: rgba(255,255,255,0.55);
}
.footer-grid {
  display: grid;
  gap: 28px;
  grid-template-columns: 1.5fr repeat(2, 1fr);
  margin-bottom: 32px;
}
.site-footer h4 {
  margin: 0 0 12px; color: #fff;
  font-size: 0.75rem; text-transform: uppercase;
  letter-spacing: 0.08em;
}
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin-bottom: 8px; }
.site-footer a { color: rgba(255,255,255,0.72); text-decoration: none; font-weight: 600; font-size: 0.9rem; }
.site-footer a:hover { color: #fff; }
.footer-legal {
  padding-top: 22px;
  border-top: 1px solid rgba(255,255,255,0.08);
  font-size: 0.8125rem;
}
.disclaimer {
  margin-top: 16px;
  padding: 14px;
  border-radius: 12px;
  background: rgba(255,255,255,0.04);
  font-size: 0.8125rem;
  line-height: 1.5;
  max-width: 42ch;
}

/* Simple pages */
.page-hero-simple .hero-grid { grid-template-columns: 1fr; }
.page-hero-simple h1 { max-width: 20ch; }

.card-grid {
  display: grid;
  gap: 16px;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
}
.card {
  padding: 24px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--r);
  box-shadow: var(--shadow);
}
.card h3 { margin: 0 0 8px; }
.card p { margin: 0; color: var(--muted); font-size: 0.9375rem; }
.card a.stretched { display: inline-block; margin-top: 14px; font-weight: 800; }

@media (max-width: 960px) {
  .hero-showcase__inner { grid-template-columns: 1fr; }
  .hero-showcase__stage { min-height: 300px; margin-top: 8px; }
  .blog-grid { grid-template-columns: repeat(2, 1fr); }
  .hero-grid, .hero--home .hero-grid { grid-template-columns: 1fr; }
  .hero-visual, .finance-scene { max-width: 420px; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .guide-grid, .format-grid { grid-template-columns: 1fr; }
  .content-layout { grid-template-columns: 1fr; }
  .toc { position: static; }
}

@media (max-width: 768px) {
  .nav-desktop, .header-cta--desktop { display: none; }
  .nav-toggle { display: block; }
  .footer-grid { grid-template-columns: 1fr; }
  .prose { padding: 22px; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .blog-grid { grid-template-columns: 1fr; }
  .hero-float--chart { width: 70%; }
  .hero-float--card { width: 62%; }
}